Donald E. McCarthy - Managing Director

Mr. McCarthy is a senior level professional with 
twenty years of experience in managing organiza-
tional and operational resources with optimal re-
sults through his wide range of technical, execu-
tive and financial  abilities.  Specific areas of exper- tise include corporate administration, mergers and acquisi- tions, startups, workouts, strategic planning, contract and joint venture negotiations, as well as labor/management ne- gotiations and relations.

Richard (Dick) Howes - Managing Director

 Mr. Howes brings to the Insolvency Unit of team-
 onefinancial, an in-depth engineering background
 combined with twenty years of experience in coun-
 celing troubled companies.  His expertise includes 
                   manufacturing, shutdowns, restructurings, and im- 
plementing corporate finance strategies in a domestic as well
as in an international environment.

R. F. Habijanac - Major Case Senior Advisor

As a former President and Chief Executive Officer
of Jacobs Suchard (Zurich, Switzerland - sales dur-
ing his tenure of US$700mm+, and employing near
5,000), Mr. Habijanac offers a large company pro-
spective and problem solving ability to the largest 
of worldclass corporations seeking our collective consulting
services.